Sterling Financial Services, Inc.

Registered Representatives offer securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA MD MA MI MN MO MT NE NV NH NJ NM NY NC ND OH OK OR PA TX UT VT VA WA WV WI WY KS . No offers may be made or accepted from any
resident outside the specific states referenced.

Don Kittleman, Terry Allen, Denise Petersen, Edna Burr, Lisa Lagorio, Mark Schneeberger, Natalie Leininger, Ron Silva, Bart Richardson, Karl Gerlach and William Spriggs are also separately registered as an investment adviser representative under Sterling Financial Services, Inc., a registered investment advisor, offering advisory services in the states of California and Alaska. As such, these services are strictly intended for individuals residing in California and Alaska

Advisory services offered through Royal Alliance Associates, Inc., a Registered Investment Advisor.

IMPORTANT CONSUMER INFORMATION:
A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.